NBFC Registration and Licensing in Pakistan

Establishing a Non-Banking Finance Company (NBFC) in Pakistan requires navigating a highly regulated corporate landscape. At Javid Law Associates, we provide end-to-end advisory and registration services to help financial startups, fintech ventures, and institutional investors secure their license from the Securities and Exchange Commission of Pakistan (SECP). Our specialized team coordinates the entire process, from initial SECP company registration to obtaining the formal commencement of business license.

NBFC Licensing Types and Capital Requirements

Under the NBFC Rules and Regulations in Pakistan, companies can apply for various specialized financial services. Each tier has distinct minimum equity requirements and operational compliance standards overseen by SECP and the State Bank of Pakistan (SBP) where applicable.

Step-by-Step Licensing Procedure

Securing an NBFC license involves a multi-stage approval workflow. We structure this process to mitigate legal risks and ensure seamless approval:

• Obtaining permission for company incorporation from SECP Specialized Companies Division.
• Incorporating the Private Limited company registration Pakistan or Public Limited company.
• Applying for the specific NBFC License via Form I along with detailed business plans.
• Meeting the Fit and Proper Criteria for directors, CEO, and major shareholders.
• Formulating internal audit, AML/CFT compliance, and risk management policies.

Why Choose Javid Law Associates

Since 2004, Javid Law Associates has been a premier provider of corporate legal services Pakistan. Operating from offices in F-10 Markaz Islamabad and Bahawalpur, our corporate lawyers bring deep regulatory expertise in dealing with the FBR, SECP, SBP, and provincial revenue authorities. We ensure your application is compiled meticulously, reducing delays and guaranteeing transparent communication throughout the licensing lifecycle.